To find the best discounts around, you have to know what to look for. Here are some of those things:
- Deductibles: A $500 Collision or Comp deductible costs more than a $1000 one. If you want to take the risk, your rate will decrease.
- Group Discounts: Make sure your entire family is under one policy. Everyone will save.
- Multi-Policy Discounts: Put your home and auto under one insurance carrier and reap the benefits. Some companies offer up to 30% savings!
- Daily Miles: If you drive less than 10 miles to work, you may be able to save big on your insurance policy.
- Assigned Drivers: Make sure that your most expensive cars are assigned to your household's best drivers. For instance, if your kids are on your policy, make sure they are assigned to the least expensive cars.
- Children Away from Home: Have students away at college? Great. Simply let your agent know and you will be eligible for discounts.
- Protection Devices: If you have anti-theft devices, or even airbags, you can be eligible to save up to 5% on your policy.
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